Your pay and benefits isn't one big rock. It's pebbles.
Salary is your pay. Food, health cover, transport, pension: those are benefits your company provides. Pebbles brings them together. Delivered, tracked, and compliant.
Avg. Monthly Benefits Delivered
₦85,000
Per employee, through vendors and providers
Payroll that doesn't just pay. It delivers a full compensation package.
₦85K
Avg. Monthly Benefits Delivered
70%
Employee Enrollment Rate
100%
Fully Compliant Platform
500+
Companies Trust Us
Real Benefits, Not Just a Payslip
When your company provides food, transport, and health cover, those are benefits, not salary
Under Nigerian law, company-provided benefits are treated differently from cash income. Pebbles makes it easy for companies to structure and deliver these benefits properly.
Food Benefits
Company-provided food benefits delivered to approved vendors. A benefit from your employer, not a salary deduction.
Health Cover (HMO)
Choose from premium HMO providers. Premiums are paid by your company as part of your compensation package.
Pension Contributions
Company pension contributions routed directly to your PFA. Building your future as a proper employer benefit.
Transport Benefits
Transport provided as a proper employer benefit. Delivered through approved channels, tracked and compliant.
Life Insurance
Company-provided life insurance for you and your dependents. A benefit that protects your family.
Full Compensation Visibility
See your total compensation in one wallet: cash, food, transport, HMO, pension. The full picture.
Simple Setup
Up and running in minutes, not weeks
No complex onboarding. Upload your team, let them choose their benefits, and run your first payroll in one afternoon.
Add Your People
Upload your staff schedule as a CSV. Each employee gets a wallet and bank account within minutes.
Let Them Choose
Employees log in to select their benefits: HMO provider, pension contribution level, food and transport preferences.
Run Payroll Once
Deposit total compensation. Pebbles delivers cash to wallets and benefits to the right providers and vendors.
Stay in Control
Every naira is tracked. Dashboards, payslips, audit logs, and compliance reports update in real time.
Employees Onboarded
45,000+
Built For Everyone
Modern benefits for modern teams
Same payroll spend. More in your employee's pocket every month.
Provide real benefits: meals, transport, health cover, delivered through vendors. One payroll run. Full compliance.
- ✓ One payroll run delivers cash and benefits
- ✓ Bulk employee onboarding via CSV
- ✓ NRS and state revenue compliant
- ✓ Complete audit trail and reconciliation
See your full compensation, not just your salary
Your wallet shows everything: cash, food benefits, transport, HMO, pension. Choose your providers, track every benefit delivered.
- ✓ Full compensation visibility in one wallet
- ✓ Choose your own HMO and benefit providers
- ✓ Track every benefit delivered in real time
- ✓ See your complete compensation package
Resources
Resources to help you get started
Ready to get started?
Explore the platform or talk to our team about the use case that fits your business.