VIRTUAL WALLETS

Give every entity a financial identity.

Dedicated virtual accounts for companies, employees, and AI agents. Move money anywhere. Track everything in a double-entry ledger.

Employee walletActive
₦284,500.00
VA: 8012345678 · Assets MFB
Send
Receive
History
Accounts

Virtual accounts for companies and employees

Every company and employee gets a dedicated virtual account number backed by our banking partners. Receive funds, hold balances, and track everything.

  • Company wallets with dedicated virtual accounts
  • Employee wallets created automatically
  • Agent wallets with spending rules
  • Wallet status management: active, frozen, suspended
Company Wallet
VA: 8010001234
₦12,450,000
Employee Wallet
VA: 8012345678
₦284,500
Agent Wallet
VA: 8019876543
₦142,800
Transfers

Move money anywhere, instantly

Employee-to-bank, company-to-employee, P2P, bulk disbursements, scheduled transfers. 209 Nigerian banks supported. Bank name resolution and OTP verification on every transaction.

  • External payouts to any bank
  • Internal P2P and bulk transfers
  • Saved beneficiaries for repeat transfers
  • Per-transaction OTP verification
Amount
Recipient
OTP
Done
Amount₦50,000
RecipientAyo Balogun
BankGTBank
Fee₦25
Ledger

Bank-grade record-keeping from day one

Double-entry bookkeeping on every transaction. Pessimistic locking prevents race conditions. Nightly reconciliation catches discrepancies automatically.

  • Every debit has a matching credit
  • Balance-before and balance-after on every entry
  • Nightly automated reconciliation
  • Non-negative balance constraints at database level
DateDescriptionDebitCreditBalance
Mar 7Payroll credit₦350,000₦350,000
Mar 8Food benefit (GDL+)₦30,000₦320,000
Mar 8Transport (provider)₦20,000₦300,000
Mar 10Transfer to GTBank₦50,000₦250,000
Mar 12P2P from J. Obi₦15,000₦265,000

Ready to get started?

Explore the platform or talk to our team about the use case that fits your business.

Get startedContact sales
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